I filed a lawsuit against a Shelter Insured in December of 2016. My client had 20K in medical expenses and the insurance company offered me 3.5K. I sued them. They called back and offered 7K of their 25K policy. A few weeks ago their lawyer called me up asking if I would take 15K of the 25K policy if she could get Shelter to pay it. I told her no and my client was owed the entire policy. On Monday I received an email letting me know they were tendering the entire policy.
There is a real problem if you are an insurance adjuster attempting to pay 3.5K on a case that eventually gets resolved for 25K. Nothing changed as far as damages and it isn't the first time I have dealt with this adjuster. Three months ago I resolved a case in litigation for 40K after the adjuster offered me 14K pre-suit.
Now every time I see this adjuster on a file I'm filing a lawsuit. She has lost all credibility and I feel bad for her insureds. Rant over.
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